Welcome

Welcome to Efficient Financials.

The motto here is “Time is limited.  Money is infinite.  Be efficient.”

It’s simple really. Time is our most limited and valuable resource. While our income or investments may go up or down wildly each year, our time is always constant. Nothing can change that.

But all is not lost!  If time is money, we can improve our time by changing the way we use our money. We can become more efficient.

Efficiency with money might be found anywhere.  Increasing returns on investments is efficient – but buying the same product for less money may also be efficient.  Getting a raise is efficient (you make more money for every hour you work).  Time-saving services may be efficient depending on your income – and regardless of income, picking the right financial products and services can produce big efficiency boosts.

Efficient Financials will touch on all of these topics.  My goal is to expose you to ideas and tools you may never have known about.  Hopefully, you’ll start to bring in more money in exchange for less time – so you can focus on things you truly care about.